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Deferred Payment Gift Annuities

Deferred payment gift annuities allow you to establish a gift annuity with The Carter Center, but delay payments for a minimum of one year in exchange for a higher annuity rate.

Example:

Helen and Bob, ages 55 and 60, are interested in a charitable gift annuity, but would prefer to wait to begin receiving income until they retire. They plan to retire when Bob reaches age 65, so would like to defer payments for five years.

Gift amount: 
$25,000 in cash 

Annuity rate: 
6.8% 

Annual payments (beginning in 5 years): 
$1,700 (Approximately $800 of which is tax-free for 27 years)  

Charitable Deduction (year gift is made):
Approx. $2,800

The Carter Center always recommends that individuals considering a deferred gift annuity or any planned gift seek the advice of a qualified attorney or financial advisor. Gift annuities are an irrevocable commitment and may not be the best method of giving for all individuals.

For rates on deferred payment gift annuities, or to learn more about charitable gift annuities or other methods of giving to The Carter Center, please contact the Office of Gift Planning at (800) 550-3560, ext. 868, or send an e-mail to rhonda.schultz@emory.edu.

The Carter Center always recommends that individuals consult their financial or legal advisor when considering any type of planned gift. The information provided above should not be considered legal or accounting advice.